having "too much confidence" is a little like the guy who says in the job interview that his greatest flaw is "trying to do too much." That's ultimately what you want.
"I tell the young guys, 'Don't spend any money the first year and a half of your career,'" Cromartie said. "You don't know what will happen after that. You might be released. You might be hurt. Just save your money."
After his financial revolution, Schwartz said his retirement is funded fully to age 100 and all his children will be taken care of through college.
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